E-Commerce World

Internet is a public network that connecting millions of computers throughout the world. Internet users can share information in a variety of forms through telephone wires and satellite links. Sometimes, we need is to fill in some personal information when we surf the internet or register to become a member. In this case, hackers have the ability to intercept and use our personal information, such as credit card numbers and expiry dates to falsely do the transactions. Therefore, actions must be taken in order to increase the internet security and decrease the data stolen probability.

1. Install and update antivirus of the computer

The first step we must do is installed antivirus software and keep it updated daily as new viruses may occur anytime. Updated version of antivirus able to combat a wide range of threats, including worms, phishing attacks, rootkits, trojan horses and other malware and thus safeguard our personal and financial data.

2. Password protection

After using any of the Financial Data Center or member services, we must remember to log out according proper procedure before leaving the Financial Data Center. Remember to avoid using passwords that are easy for someone to guess, such as the name of your favorite pets or your date of birth and never to write it down on the paper and put inside your wallet or briefcase. Lastly, do not simply reveal any password that related our personal and financial data to anyone.

3. Avoid financial transactions and accessing financial information through public computer

Prevent form logging on to check your bank balance and online transaction such as e-banking when working from a coffee shop that offers wireless access. This is because the process required financial data and those data can be easily tracked in an unsecured computer. Although the systems are convenient but we do not know how powerful their firewalls are.

4. Practice safe ATM use

Pay attention when using an ATM and keep your eyes peeled for anyone who seems a little too interested in your transactions. Use your free hand to shield the keypad when entering your PIN. When your transaction is complete, keep your card and any cash immediately. Do the counting later in the safety of your locked car or home. If you see anyone suspicious around you, please do the transaction later.

5. Match your receipts to your billing statement each month

This action is to make sure you have not been billed for fraudulent purchases. If you spot any suspicious transactions such as charges you don’t recognize, or duplicate charges. Therefore you must contact your card issuer immediately.

6. Don't reply to requests for personal information

Never reply to, or click a link in an unsolicited e-mail. If you received any e-mails from banks regarding changing passwords or personal information, you must contact that particular bank to ask for confirmations. Nor should you give out personal information over the phone if there are any strangers calling you.